October 2019

Market Watch - Home resales rise for a six-straight month.
The cumulative gain since the February trough is 16.6% and rising. This further tightened demand-supply conditions at the national level with the sales-to-new listings ratio (0.60 in September) at the threshold of a sellers’ market. ... read more
Winter Home Maintenance Checklist
With the winter just around the corner, it’s time to get your house in shape for the cooler months ahead. Although autumn can be one of the busiest seasons for homeowners preparing for winter, it’s also the best time to take advantage of the moderate weather to repair any damages before the first frost sets in. ... read more
What is The Best Mortgage Rate?
A 1.9% online rate will definitely attract attention! But the cheapest is not always best. Once the fine print is read, many will find they don't qualify, and often there are restrictions that could really cost homeowners in the long run. ... read more
Buying New Construction vs Older Homes
When trying to decide whether to buy an older home or a newly constructed one, many questions come to mind. Start by educating yourself and knowing the pros and cons of each. ... read more
How to Build and Boost Your Credit Score
A good credit score is a key to buying a house, taking out a loan, applying for a credit card as well as many other important economic transactions. Banks use your credit score to determine your credit risk—the higher the score, the lower the risk and the more appealing you look on paper, which can give you better interest rates on loans. ... read more
 

With Compliments of

Paoula Annouza
Real Estate Broker, CRB, C-RETS, RENE


Forest Hill Real Estate Inc., Brokerage
1440 Don Mills Rd., Suite 108
Toronto, ON, M3B 3M1
T: (416) 929-4343
F: (416) 449-1564
D: 1-800-856-3492
info@realestatebydesignteam.com
www.realestatebydesignteam.com

Testimonial

"When my wife and I decided to sell, we were looking for an agent who listened, understood our requirements, and would help us make a decision we could be comfortable with over the long term. Real Estate By Design Team understood our needs exceptionally well and helped us make some critical decisions in a difficult housing market. We were very pleased with their services and are extremely happy with our new home."
Mike and Carrie-Ann-East York



NATIONAL MORTGAGE RATES
Term Posted
Rates*
Best
Rates*
6 Months 3.34% 3.30%
1 Year 3.59% 3.04%
2 Years 3.74% 2.89%
3 Years 3.89% 2.79%
4 Years 3.95% 2.95%
5 Years 5.34% 2.69%
7 Years 5.80% 2.99%
10 Years 6.10% 3.04%
Variable Rate 2.90%
Prime Rate ** 3.95%
*last updated: Oct 15,2019


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