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December 2019

Market Watch - Weather isnít Cooling the Resale Market
The Canadian Real Estate Market continued its gain in November with good sales and prices gain in November. Country's oil-producing regions the only ones showing any weakness. ... read more
How To Help Your Elderly Loved Ones Enjoy the Holiday Season?
Seniors often experience feelings of isolation and loneliness during the holidays. They may be remembering those dear to them who are no longer here or battling a long illness. Many seniors exhibit signs of increased anxiety or depression due to feeling overwhelmed. Holiday stress can also impact their physical and mental well being. ... read more
Common Selling Mistakes to Avoid
Selling your home? Donít let avoidable mistakes cut into your profits. Most people donít sell homes for a living. The right real estate agent is a vital piece in the selling puzzle but ultimately itís your home and your profit or your loss. Donít let these common sellers' mistakes diminish your profits. ... read more
Home Office Tax Deductible Expenses
One of the great virtues of starting a home business is the tax breaks you can claim. However, claiming aggressive write-offs is a sure way to attract CRA auditors. In this article, we'll look at some of the more popular home business write-offs as well as some tips on how you can legitimately claim them. ... read more
How to Cancel a Credit Card Without Hurting Your Credit Score
The decision to cancel a credit card may be based on the desire to avoid excessive spending or if the terms of the card, such as annual fees or a high-interest rate, are no longer attractive. ... read more

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Term Posted
6 Months 3.34% 3.30%
1 Year 3.59% 3.04%
2 Years 3.74% 2.89%
3 Years 3.89% 2.79%
4 Years 3.95% 2.95%
5 Years 5.34% 2.69%
7 Years 5.80% 2.99%
10 Years 6.10% 3.04%
Variable Rate 2.90%
Prime Rate ** 3.95%
*last updated: Dec 10,2019

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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.