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November 2017

Market Watch – Toronto and Vancouver Home Sales Rush Ahead of The New Mortgage Rules
Home sales climbed in October in both Toronto and Vancouver as buyers moved to lock in purchases in Canada's most expensive cities before new mortgage stress-testing rules take effect in January. ... read more
Decorating with Books
Books are entertaining and enlightening and can be a beautiful decorative element in a room if you learn how to display them in an effective way. ... read more
Nine Factors that Drive the Real Estate Market
Many people are realizing the possibilities of money that can be made by investing in Canadian real estate. Investing in real estate is one of the modern ways of making money, but you need to know what you are doing to avoid losing money. Some peopl... ... read more
How to Choose The Right Mortgage?
Traditional Fixed Rate Mortgage? Graduated-Payment Mortgage? Adjustable Rate Mortgage? FHA Mortgage? Two-Step Mortgage? You are wondering which kind of mortgage is best. The answer: There is no one correct answer. Deciding whi... ... read more
How to Cancel a Credit Card Without Hurting Your Credit Score
The decision to cancel a credit card may be based on the desire to avoid excessive spending or if the terms of the card, such as annual fees or a high interest rate, are no longer attractive. While credit cards aren’t evil, they can be very dangero... ... read more

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Term Posted
6 Months 3.14% 3.10%
1 Year 3.10% 2.65%
2 Years 3.05% 2.55%
3 Years 3.45% 2.70%
4 Years 3.85% 2.95%
5 Years 4.95% 3.05%
7 Years 5.30% 3.45%
10 Years 6.10% 3.75%
Variable Rate 2.35%
Prime Rate ** 3.20%
*last updated: Nov 14, 2017

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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.